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海洋运输货物保险条款
本保险分为平安险、水渍险及一切险三种。被保险货物遭受损失时,本保险按照保险单上订明承保险别的条款规定,负赔偿责任。
平安险
本保险负责赔偿:
1.被保险货物在运输途中由于恶劣气候、雷电、海啸、地震、洪水自然灾害造成整批货物的全部损失或推定全损。当被保险人要求赔付推定全损时,须将受损货物及其权利委付给保险公司。被保险货物用驳船运往或运离海轮的,每一驳船所装的货物可视作一个整批。推定全损是指被保险货物的实际全损已经不可避免,或者恢复、修复受损货物以及运送货物到原订目的地的费用超过该目的地的货物价值。
2.由于运输工具遭受搁浅、触礁、沉没、互撞、与流冰或其他物体碰撞以及失火、爆炸意外事故造成货物的全部或部份损失。
3.在运输工具已经发生搁浅、触礁、沉没、焚毁意外事故的情况下,货物在此前后又在海上遭受恶劣气候、雷电、海啸等自然灾害所造成的部份损失。
4.在装卸或转运时由于一件或数件整件货物落海造成的全部或部份损失。
5.被保险人对遭受承保责任内危险的货物采取抢救、防止或减少货损的措施而支付的合理费用,但以不超过该批被救货物的保险金额为限。
6.运输工具遭遇海难后,在避难港由于卸货所引起的损失以及在中途港,避难港由于卸货,存仓以及运送货物所产生的特别费用。
This insurance is classified into the following three Conditions- Free From Particular Average (F. P. A. ), With Average (W. A. ) and All Risks. Where the goods insured hereunder sustain loss or damage ,
Free From Particular Average (F. P. A. )
1) Total or Constructive Total Loss of the whole consignment hereby insured caused in the course of transit by natural calamities: heavy weather, lightning, tsunami, earthquake and flood. In case a constructive total loss is claimed for,
2) Total or Partial Loss caused by accidents the carrying conveyance being grounded, stranded,
3) Partial loss of the insured goods attributable to heavy weather, lightning and/or tsunami, where the conveyance has been grounded, stranded,
4) Partial of total loss consequent on falling of entire package or packages into sea during loading,
5)Reasonable cost incurred by the insured on salvaging the goods or averting or minimizing a loss recoverable under the Policy,
6) Losses attributable to discharge of the insured goods at a pert of distress following a sea peril as well as special charges arising from loading,
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