问题已解决
已知(P/A,5%,4)=3.5460,(P/A,5%,6)=5.0757,则5年期5%的即付年金的现值系数为多少,老师我用笨方法算的4.329 ,这个怎么算的
![](https://member.chinaacc.com/homes/resources/images/home/avatar/5.jpg)
![](/wenda/_nuxt/img/iconWarn.60bd4fe.jpg)
![](https://pic1.acc5.cn/014/05/91/38_avatar_middle.jpg?t=1730557491)
则5年期5%的即付年金的现值系数a,这个是考插值法
(a-3.5460)/(5.0757-3.5460)=(5-4)/(6-4);
a=3.5460+(5.0757-3.5460)*(5-4)/(6-4)=4.3109
2022 08/06 10:51
![](https://member.chinaacc.com/homes/resources/images/home/avatar/5.jpg)
84784975 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
![](/wenda/_nuxt/img/reply1.d92ea43.png)
2022 08/06 12:08
答案是4.546,不是老师算的结果
![](https://pic1.acc5.cn/014/05/91/38_avatar_middle.jpg?t=1730557491)
家权老师 ![](/wenda/_nuxt/img/reply2.28c7604.png)
![](/wenda/_nuxt/img/reply2.28c7604.png)
2022 08/06 18:30
嗯嗯,看花眼了,还有就是直接使用公式计算
(P/A,5%,4)+1=((1-(1+5%)^-4)/5%+1)=3.5460+1=4.5460
![](https://member.chinaacc.com/homes/resources/images/home/avatar/5.jpg)
84784975 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
![](/wenda/_nuxt/img/reply1.d92ea43.png)
2022 08/06 20:33
系数一1,期数加十1
![](https://member.chinaacc.com/homes/resources/images/home/avatar/5.jpg)
84784975 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
![](/wenda/_nuxt/img/reply1.d92ea43.png)
2022 08/06 20:33
又忘了,谢谢老师
![](https://pic1.acc5.cn/014/05/91/38_avatar_middle.jpg?t=1730557491)
家权老师 ![](/wenda/_nuxt/img/reply2.28c7604.png)
![](/wenda/_nuxt/img/reply2.28c7604.png)
2022 08/07 00:32
嗯嗯,就是那样做的