问题已解决
知道利率,怎么算等额本息,函数是那个
![](https://member.chinaacc.com/homes/resources/images/home/avatar/8.jpg)
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![](https://pic1.acc5.cn/016/37/51/99_avatar_middle.jpg?t=1714031960)
您好,PMT
例如:想问下贷款110万三十年利率4.0等额本息 每个月应该还多少?PMT (4%/12,360,1100000) 计算为5251.57
2023 09/18 14:06
![](https://member.chinaacc.com/homes/resources/images/home/avatar/8.jpg)
84785008 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
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2023 09/18 15:27
PPMT,我想减去上月的在函数中怎么写,按月支付,想知道每月的本金额
![](https://pic1.acc5.cn/016/37/51/99_avatar_middle.jpg?t=1714031960)
廖君老师 ![](/wenda/_nuxt/img/reply2.28c7604.png)
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2023 09/18 15:35
您好,这是等额本息,本金就是贷款除还款基数嘛
![](https://member.chinaacc.com/homes/resources/images/home/avatar/8.jpg)
84785008 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
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2023 09/18 16:26
按这张表输入时间自动跳转下月月初,用哪个函数
![](https://member.chinaacc.com/homes/resources/images/home/avatar/8.jpg)
84785008 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
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2023 09/18 16:27
我感觉我写错呢
![](https://pic1.acc5.cn/016/37/51/99_avatar_middle.jpg?t=1714031960)
廖君老师 ![](/wenda/_nuxt/img/reply2.28c7604.png)
![](/wenda/_nuxt/img/reply2.28c7604.png)
2023 09/18 16:29
您好,图中我没看明白,为啥借款是8.1,还款在1.1也有呀
![](https://member.chinaacc.com/homes/resources/images/home/avatar/8.jpg)
84785008 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
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2023 09/18 16:30
没有,就是现在只想让日期跳转到次月,其他可以先忽略
![](https://pic1.acc5.cn/016/37/51/99_avatar_middle.jpg?t=1714031960)
廖君老师 ![](/wenda/_nuxt/img/reply2.28c7604.png)
![](/wenda/_nuxt/img/reply2.28c7604.png)
2023 09/18 16:36
您好啊,这个新问题我不专业,不好意思啊,我们答疑是一问一答的,辛苦您在问答区重新提问,谢谢您的理解。
![](https://member.chinaacc.com/homes/resources/images/home/avatar/8.jpg)
84785008 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
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2023 09/18 16:41
感觉我这函数写错了
![](https://pic1.acc5.cn/016/37/51/99_avatar_middle.jpg?t=1714031960)
廖君老师 ![](/wenda/_nuxt/img/reply2.28c7604.png)
![](/wenda/_nuxt/img/reply2.28c7604.png)
2023 09/18 16:48
您好,这个函数前面没有I的,是PMT
![](https://member.chinaacc.com/homes/resources/images/home/avatar/8.jpg)
84785008 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
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2023 09/18 16:49
这个我写了,他只有第一个月付利息么
![](https://pic1.acc5.cn/016/37/51/99_avatar_middle.jpg?t=1714031960)
廖君老师 ![](/wenda/_nuxt/img/reply2.28c7604.png)
![](/wenda/_nuxt/img/reply2.28c7604.png)
2023 09/18 16:52
您好,我觉得您的公式里面好像不对呢 PMT (4%/12,360,1100000)
![](https://member.chinaacc.com/homes/resources/images/home/avatar/8.jpg)
84785008 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
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2023 09/18 16:54
如果是两年就是720天?
![](https://pic1.acc5.cn/016/37/51/99_avatar_middle.jpg?t=1714031960)
廖君老师 ![](/wenda/_nuxt/img/reply2.28c7604.png)
![](/wenda/_nuxt/img/reply2.28c7604.png)
2023 09/18 16:58
您好,这是月份数呀,2年是24月
![](https://member.chinaacc.com/homes/resources/images/home/avatar/8.jpg)
84785008 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
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2023 09/18 17:07
我咋感觉不太对呢
![](https://pic1.acc5.cn/016/37/51/99_avatar_middle.jpg?t=1714031960)
廖君老师 ![](/wenda/_nuxt/img/reply2.28c7604.png)
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2023 09/18 17:11
您好,是的,您的公式不对,PMT (月利率,还款月数,贷款金额) ,后面还的0和1我也没有看懂
![](https://member.chinaacc.com/homes/resources/images/home/avatar/8.jpg)
84785008 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
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2023 09/18 17:13
PPMT这个函数怎么写
![](https://pic1.acc5.cn/016/37/51/99_avatar_middle.jpg?t=1714031960)
廖君老师 ![](/wenda/_nuxt/img/reply2.28c7604.png)
![](/wenda/_nuxt/img/reply2.28c7604.png)
2023 09/18 17:23
您好,这个函数我没有用过的,贷款函数用的就是PMT,不清楚的我不能随便回答误导您,请您原谅
![](https://member.chinaacc.com/homes/resources/images/home/avatar/8.jpg)
84785008 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
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2023 09/18 17:43
好的,谢谢啦老师
![](https://pic1.acc5.cn/016/37/51/99_avatar_middle.jpg?t=1714031960)
廖君老师 ![](/wenda/_nuxt/img/reply2.28c7604.png)
![](/wenda/_nuxt/img/reply2.28c7604.png)
2023 09/18 17:45
亲爱的,您太客气了,祝您生活愉快!